Business credit is credit that is extended to a business by lenders, such as banks, credit unions, and other financial institutions. It can be used to finance the operations of the business, including purchasing inventory, equipment, and other assets. Business credit is usually extended based on the creditworthiness of the business, which is evaluated based on a variety of factors, including the business's financial history, revenue, and credit score.

Business credit is typically separate from personal credit, which is credit that is extended to individuals based on their personal creditworthiness. It is important for businesses to establish and maintain a good credit history, as it can help them access financing for their operations and may also be a factor that suppliers and vendors consider when deciding whether to extend credit to the business.

There are a number of ways that businesses can establish and build their credit, including:

1. Obtaining a business credit card: Many credit card companies offer business credit cards, which can be used to make purchases and pay bills for the business. Using a business credit card responsibly, by paying the balance in full and on time each month, can help build the business's credit.
2. Applying for a business loan: Business loans are another option for financing the operations of a business. By successfully repaying a business loan, a business can demonstrate its creditworthiness and build its credit.
3. Working with suppliers and vendors: Some suppliers and vendors may be willing to extend credit to businesses that they have a good relationship with. Establishing a good track record of paying bills on time can help a business build its credit with suppliers and vendors.
4. Checking and correcting errors on credit reports: It is important for businesses to regularly check their credit reports to ensure that the information contained in them is accurate. If there are errors on a business's credit report, it is important to work with the credit bureau to correct them.